WHOLE LIFE INSURANCE
Provides lifetime protection as long as the premiums are being paid. . A whole life insurance policy is ideal for people who are looking for reliable life insurance to cover final expenses, generational wealth transfer, or estate planning. Unlike term insurance policies where premiums increase over time, whole life insurance premiums are initially higher but in most cases, will stay consistent for the life of the policy. Alternatively, it can also be fully paid within 10 or 20 years, or at age 65.These policies can accumulate cash values on a tax deferred basis. This cash value can make a great emergency fund.
Our whole life insurance policies cover, but are not limited to:
No cash-value option
Cash-value option
Participating dividend option
Non-participating dividend option