TERM LIFE INSURANCE: PROTECTING YOURSELF & YOUR FAMILY
If you have specific life insurance needs such as paying off debts or mortgage, or want to protect your income until your children or spouse are no longer dependent on you, then term life insurance is what you need. Term insurance provides protection for a limited number of years typically 10, 20 or 30 years. Most plans are guaranteed renewable at the end of the term at a higher rate until age 75 or 80.
We will determine the most cost-effective insurance for you based on several factors like:
Length of TermAmount of CoverageAgeGenderSmoker of Non-SmokerGeneral Health Status
Identifying these factors will help us find the best term life insurance that suits your needs and personal preferences.
The minimum premium will be based on your specific preferences, but as insurance brokers, it is our job to get you the best coverage without breaking the bank. To do this, we shop the market to find you the best company, plan and price available.